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Member Profile

 

Portfolio Breakdown by Total Amount

Screen name: jwitchel
Location: SAN FRANCISCO CA
Registration Date: 2005-10-31

Lender Rank (amount invested) 695
Oldest Loan (days) 1,095
Estimated ROI1 4.35%
Estimated ROI Range 4.31% - 4.35%
Experian ROI 10.02%
Experian ROI Range 9.59% - 10.34%
 
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Portfolio Profile

 

Portfolio Breakdown by # of Loans

  Number Total Loan Amount Estimated Loan Value2
Total Loans 658 $52,198.29 $13,003.44
Late Loans 27 $2,350.00 $841.86

  Number Total Amount Default Sale Price
Defaults 101 $7,517.61 $203.02

  Weighted Unweighted
Avg. Credit Grade A (2.18) A (2.07)
Avg. Interest Rate 11.97% 11.78%
Avg. Loan Age (days) 574.1 556.7
 
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Bid Statistics

 

Bid History

  Number Total Amount
All Bids 1,897 $145,337.52
All Winning Bids 1,309 $95,718.02
Active Bids 0 $0.00
Active Winning Bids 0 $0.00
 
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Member Description

I currently live in San Francisco, in Noe Valley.  I've lived in the Bay Area for the last 20 years and I've been a homeowner for the last 10. I've been an entrepreneur pretty much my whole life.  Most of it good, some of it bad, some of it amazing.  I was the lemonade kid growing up, and I still love that one-of-a-kind feeling when that first customer (who's not a friend or family member) buys something you made, likes it, and says thanks.-j
1 Estimated ROI is generally updated nightly, the calculation can be found in the FAQ.
2 This is an estimate of a lender's current portfolio. It takes into account monthly payments and paid off loans.