Summary Loan Portfolio Bids Charts Analysis

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Extended Credit Data collapse

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Member Profile

  

Portfolio Breakdown by Total Amount
Screen name: islandmele
Location: HONOLULU HI
Registration Date: 2006-05-26

Lender Rank (amount invested) 671
Oldest Loan (days) 865
Estimated ROI1 5.53%
Estimated ROI Range 5.51% - 5.53%
Experian ROI 6.69%
Experian ROI Range 4.38% - 7.34%
 
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Portfolio Profile

  

Portfolio Breakdown by # of Loans
  Number Total Loan Amount Estimated Loan Value2
Total Loans 175 $44,100.32 $19,112.98
Late Loans 7 $1,354.72 $556.72

  Number Total Amount Default Sale Price
Defaults 21 $3,471.19 $61.74

  Weighted Unweighted
Avg. Credit Grade B- (3.59) C (3.80)
Avg. Interest Rate 12.13% 14.90%
Avg. Loan Age (days) 424.4 489.0
 
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Bid Statistics

  

Bid History
  Number Total Amount
All Bids 413 $59,736.70
All Winning Bids 296 $50,326.38
Active Bids 0 $0.00
Active Winning Bids 0 $0.00
 
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Member Description

The biggest blessings in my life are my four nieces and nephews.  They were born in my heart.  The greatest joy that they could ever give me is to watch them grow to become kind and generous human beings.  I strive to teach them that "less is more" and once they learn that, then enough becomes plenty.  I also believe that what you give to the universe will be returned to you and it's this philosophy that I bring to Prosper.  Investing in people resonates with me. I am an active vocal user of peer-to-peer lending and an early adopter of  the platform.  I've seen it's evolution and growth and am proud to be part of something truly transformative.  Kudos to the orchestrators behind this platfor...
1 Estimated ROI is generally updated nightly, the calculation can be found in the FAQ.
2 This is an estimate of a lender's current portfolio. It takes into account monthly payments and paid off loans.