Summary Loan Portfolio Bids Charts Analysis

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Extended Credit Data collapse

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Member Profile

  

Portfolio Breakdown by Total Amount
Screen name: Lil' Miss Lagniappe
Location: CA
Registration Date: 2005-10-31

Lender Rank (amount invested) 19007
Oldest Loan (days) 1,095
Estimated ROI1 5.35%
Estimated ROI Range 5.35% - 5.35%
Experian ROI 9.61%
Experian ROI Range 7.73% - 10.10%
 
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Portfolio Profile

  

Portfolio Breakdown by # of Loans
  Number Total Loan Amount Estimated Loan Value2
Total Loans 93 $5,522.00 $538.04
Late Loans 5 $255.00 $22.16

  Number Total Amount Default Sale Price
Defaults 21 $1,169.00 $51.05

  Weighted Unweighted
Avg. Credit Grade B- (3.52) C (3.76)
Avg. Interest Rate 14.59% 15.26%
Avg. Loan Age (days) 686.6 683.6
 
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Bid Statistics

  

Bid History
  Number Total Amount
All Bids 331 $18,315.00
All Winning Bids 170 $9,654.00
Active Bids 0 $0.00
Active Winning Bids 0 $0.00
 
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Member Description

I am a long time New Orleans fan and friend.Note to potential borrowers: as a lender I will take a serious look at listings using the TIPS method:Tell your storyUse Images and supporting linksPhotos add personalityStick to the factsThe more you tell me, the more likely I'll be to place a bid.I am also partial to listings from the Southeastern United States, Women In Business, couples in their wedding year, or anyone trying to start or grow their eBay business. Prosper is a magical evolutionary step into a world where money can exchange freely among people who want to help each other. It is brilliant!Good cartoon about microfinance: http://www.gocomics.com/doonesbury/2007/05/13/Why are my bids often in non-round amounts, like $51 instead of ...
1 Estimated ROI is generally updated nightly, the calculation can be found in the FAQ.
2 This is an estimate of a lender's current portfolio. It takes into account monthly payments and paid off loans.