Summary Loan Portfolio Bids Charts Analysis

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Member Profile

  

Portfolio Breakdown by Total Amount
Screen name: Gaelicman
Location: SOLEDAD CA
Registration Date: 2008-01-26

Lender Rank (amount invested) 83
Oldest Loan (days) 334
Estimated ROI1 6.69%
Estimated ROI Range 5.76% - 14.51%
Experian ROI 20.79%
Experian ROI Range 18.96% - 22.19%
 
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Portfolio Profile

  

Portfolio Breakdown by # of Loans
  Number Total Loan Amount Estimated Loan Value2
Total Loans 325 $85,623.04 $68,119.47
Late Loans 40 $9,932.98 $8,038.09

  Number Total Amount Default Sale Price
Defaults 20 $4,219.33 $0.00

  Weighted Unweighted
Avg. Credit Grade D (4.94) D (4.97)
Avg. Interest Rate 28.81% 28.59%
Avg. Loan Age (days) 219.6 221.2
 
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Bid Statistics

  

Bid History
  Number Total Amount
All Bids 2,127 $553,832.24
All Winning Bids 542 $152,081.80
Active Bids 0 $0.00
Active Winning Bids 0 $0.00
 
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Member Description

Hi my name is Gaelicman, I live in an area known as the Central California Coast.  I am 55, divorced, the father of twins. I was born in Manhattan, and raised in New Jersey on the way to the Shore destinations. I have lived all over Califronia from the beaches, to the mountains, to the low desert. The mountains in California fascinate me with their localized climate of snow and beautiful weather.  I have had three careers in my life:  As a  an appliance salesman; a Correctional Sergeant; and as an LVN working in a penititentiary. I have always loved the appliance business in essence it is what I am a business helping people..  I love books on solar energy;self-built homes; my tastes run from classical music to ...
1 Estimated ROI is generally updated nightly, the calculation can be found in the FAQ.
2 This is an estimate of a lender's current portfolio. It takes into account monthly payments and paid off loans.