Summary Portfolio Active Listings Loan Map
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Group Name

Professors

Group Profile

  

Portfolio Health
Short Name: prof
Location: Las Cruces NM
Registration Date: 2006-02-10

Group Rank (amount invested) 49
Group Rating
Oldest Loan (days) 1,026
Estimated ROI1 10.6%
Estimated ROI Range 10.62% - 10.60%
Experian ROI 12.58%
Experian ROI Range 10.99% - 13.24%
 
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Portfolio Profile

  

Portfolio Distribution
  Number Total Loan Amount Estimated Loan Value2
Total Loans 79 $458,404.00 $108,256.39
Late Loans 3 $30,200.00 $3,504.16

  Number Total Amount Default Sale Price
Defaults 14 $60,152.00 $3,095.45

  Weighted Unweighted
Avg. Credit Grade C (4.04) C- (4.46)
Avg. Interest Rate 18.26% 17.87%
Avg. Loan Age (days) 569.1 580.1

  Number Funded Amount Percent Funded
Active Listings 0 $0.00 0.00%
 
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Group Description

This is a group of Professors who borrow and lend from each other, in a people to people lending exchange.    Our objective is to build a group with the highest reputation on prosper.com to benefit the whole university community.  New members of our group have their position verified prior to acceptance into the group.  Note to lenders:University Graduates have Lower Default Rates compared to non-graduates.  In the paper cited below, University graduates had a 10% lower probability of default on student loans compared to non-graduating university students.  It was the most important and statistically significant variable reported in their paper.   An Analysis of the Proba...
1 Estimated ROI is generally updated nightly, the calculation can be found in the FAQ.
2 This is an estimate of a lender's current portfolio. It takes into account monthly payments and paid off loans.