Summary Portfolio Active Listings Loan Map
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Group Name

Ourtopia

Group Profile

  

Portfolio Health
Short Name: ourtopia
Location: new york NY
Registration Date: 2006-02-14

Group Rank (amount invested) 115
Group Rating
Oldest Loan (days) 934
Estimated ROI1 5.8%
Estimated ROI Range 5.80% - 5.80%
Experian ROI 7.93%
Experian ROI Range 4.72% - 8.63%
 
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Portfolio Profile

  

Portfolio Distribution
  Number Total Loan Amount Estimated Loan Value2
Total Loans 30 $180,702.00 $32,612.17
Late Loans 2 $24,500.00 $8,729.98

  Number Total Amount Default Sale Price
Defaults 4 $24,000.00 $441.98

  Weighted Unweighted
Avg. Credit Grade C- (4.57) C- (4.70)
Avg. Interest Rate 15.39% 15.44%
Avg. Loan Age (days) 604.4 621.7

  Number Funded Amount Percent Funded
Active Listings 0 $0.00 0.00%
 
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Group Description

Please note: New membership is on hold until end-of-year increase in real-life employment obligations passes...apologies to prospective members for the time being.Exceptions may be made for personal referrals. More details to follow...Welcome to Ourtopia! I’m cellardoor, and I have reactivated this group to serve as an alternative to groups that charge fees without providing commensurate value for borrowers, and groups which misrepresent themselves or the services they are providing. Like some of those groups, Ourtopia is open to every borrower. But the similarity stops there.Here at Ourtopia:1. We will not charge group fees today, or in the future. Never. Not in any amount. (In Prosper lingo, that means we will always have 100% shared rewa...
1 Estimated ROI is generally updated nightly, the calculation can be found in the FAQ.
2 This is an estimate of a lender's current portfolio. It takes into account monthly payments and paid off loans.