Summary Portfolio Active Listings Loan Map
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Group Name

College Graduates Under 30

Group Profile

  

Portfolio Health
Short Name: collegegrads
Location: Mountain View CA
Registration Date: 2006-02-14

Group Rank (amount invested) 59
Group Rating
Oldest Loan (days) 1,042
Estimated ROI1 14.68%
Estimated ROI Range 14.68% - 14.68%
Experian ROI 11.92%
Experian ROI Range 11.04% - 12.61%
 
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Portfolio Profile

  

Portfolio Distribution
  Number Total Loan Amount Estimated Loan Value2
Total Loans 21 $172,986.00 $86,266.61
Late Loans 0 $0.00 $0.00

  Number Total Amount Default Sale Price
Defaults 0 $0.00 $0.00

  Weighted Unweighted
Avg. Credit Grade B- (3.26) B- (3.38)
Avg. Interest Rate 15.47% 14.67%
Avg. Loan Age (days) 322.5 346.5

  Number Funded Amount Percent Funded
Active Listings 0 $0.00 0.00%
 
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Group Description

They say the average college student graduates with about four credit cards and roughly $2,000 in consumer debt.  Combine that with a short credit history and possibly student loans and it is very difficult for a young person to get a credit grade of AA or A.  Finally, however, after four or five years in school, you've got a job and you're looking to restructure your finances and build up that credit score. This is a group for individuals who are committed to taking out reasonable loans and paying them back on time each and every month.  Maybe you have $2,000 in credit card debt @ 19.9% and you want to consolidate and lower your interest rate.  If so, this is the perfect group for you.  However, loans are not limi...
1 Estimated ROI is generally updated nightly, the calculation can be found in the FAQ.
2 This is an estimate of a lender's current portfolio. It takes into account monthly payments and paid off loans.