Summary Portfolio Active Listings Loan Map
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Group Name

Spark

Group Profile

  

Portfolio Health
Short Name: Spark
Location: Berkeley CA
Registration Date: 2005-11-10

Group Rank (amount invested) 715
Group Rating
Oldest Loan (days) 851
Estimated ROI1 9.5%
Estimated ROI Range 9.50% - 9.50%
Experian ROI 3.3%
Experian ROI Range 2.3% - 4.1%
 
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Portfolio Profile

  

Portfolio Distribution
  Number Total Loan Amount Estimated Loan Value2
Total Loans 1 $4,000.00 $0.00
Late Loans 0 $0.00 $0.00

  Number Total Amount Default Sale Price
Defaults 0 $0.00 $0.00

  Weighted Unweighted
Avg. Credit Grade D (5.00) D (5.00)
Avg. Interest Rate 10.00% 10.00%
Avg. Loan Age (days) 851.0 851.0

  Number Funded Amount Percent Funded
Active Listings 0 $0.00 0.00%
 
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Group Description

To Lenders: Spark, the name of this group, represents the igniting business spirit of the Russian and Armenian speaking community. Having grown up in this community I realize our talent is largely untapped, often due to lack of access to capital. By providing on-line access to low-interest loans, Prosper lenders will allow many of us to take our venture to the next level. Many of us were raised in circumstances where our potential was limited by constraints on our freedom. The people that I know from this community are hard-working, ethical and family oriented, but constraints on freedom limited their potential.  Now they are grateful for the opportunity to succeed, but often have no credit...
1 Estimated ROI is generally updated nightly, the calculation can be found in the FAQ.
2 This is an estimate of a lender's current portfolio. It takes into account monthly payments and paid off loans.