If you haven’t been keeping up oil spiked $10+ today and is looking to close above $138/barrel today. Kind of hard to miss this since I can’t find a news site that doesn’t have this on their front page as a headline.

So what are the supposed reasons for the spike?

1) ECB probably going to raise rates. (Lower dollar)
2) Unemployment rate spiked up. (Pressures Fed not to raise rates)
3) Israel minister says attack on Iran might be necessary. (P A N I C)

I remember how gas was $2.4x last August and I thought it was getting expensive.

This update takes care of a lot of loose ends from the previous release as well as a long awaited ROI update. Once again, thank you for all your feedback.

Lenders in some cases will notice a significant drop in their estimated ROI. This is because of several tweaks made to the ROI calculation including:

• Repurchased loans have been split into 2 categories: Repurchased and Defaulted (Repurchased). If a repurchased loan was repurchased for $0 it will now be reflected as a default. List of recategorized loans can be found here. (jazzpianist, Paul S.)
• Actual default sale prices are now used for calculating defaulted loans. Projected default sale prices will be based on historic sales and the percentages used can be found in the table at the bottom of the FAQ. (This table is updated nightly)
• Properly calculated the loan age for 4+ month lates, defaults and paid loans. (NewHorizon, bamalucky)

Notable bug fixes:

• Fixed a bug where lenders in a watch list sometimes disappeared after a data update. (ccarucci, Chocell)
• Fixed a bug on the lender analysis page where the extended credit data was not working correctly. (SpiritHelper)
• Fixed a bug where keyword searches were not finding every result. (Ken L.)