LendingStats

March 25th, 2007 | News & Updates

The member profile and member analysis pages are customizable now. You can select criteria and it will generate a profile for you based on those criteria. Ever wondered how specific credit bands in your portfolio were doing? You can find out now. (jcw/akg4y)
The member analysis page has been deprecated, you can still get to it from the Loan Performance page

March 19th, 2007 | News & Updates

Loans that are not old enough are excluded from the calculation for late/default rates in the formula. (Dave/Fred)
Added an estimated ROI range, the bottom of the range assumes all lates go into default. The top of the range assumes that no new lates/defaults will occur in the future.
The site layout has been updated.
Please check the FAQ for more details on ROI. We welcome your input and feedback.

March 16th, 2007 | News & Updates

The Origination Date filter will now let you filter for loans older than a certain date now instead of the reverse. The change will affect the Loans List page and Member Portfolio pages. (superdude)

March 13th, 2007 | News & Updates

The calculation will take into account the default loans sales.
Different recovery rates for late, 1 month late, 2 month late and 3 month late loans
The fee structure has been updated for all new loans (after the update in February). This will affect estimated ROI and experian ROI.

March 11th, 2007 | News & Updates

Analysis tab has been added to member profile pages. This is an extension of the Historical Loan Performance page. Use this tool to figure out if you could have increased your investments with stricter bidding criteria.
Estimated Amount has been added to the Member Profile pages. This is an attempt to calculate portfolio value after factoring in monthly repayments and paid off loans.
The Bids/Winning Bids column on the Member Profile pages has been changed to show current active bids. (L0anShark)
The Totals Loans Funded bar chart has been updated to use the origination date instead of the listing end date. (Ed)

March 7th, 2007 | News & Updates

The Group List page now has an ‘Estimated ROI’ column.
Group profiles now have average interest rate, average credit grade, roi estimates added to them.
Special thanks go out to Ben for the suggestion.

March 4th, 2007 | News & Updates

The Analytics section has been added to the site and is in beta, feedback is appreciated.
Added a Listing Picker tool. This tool will attempt to discover smart investments to Prosper lenders. This tool is based upon the active listings.
Added a Historical Loan Performance tool. This tool generates stats based on the criteria you enter. Here are some examples: real estate loans, HR loans, home owners.
Added a Lender Bids List page under Analytics. This page shows all active winning bids by lenders, use this to find out what your fellow lenders are bidding on.
The Lender list has been updated with a new filter Loan Count.
Adsense has been added to the website.

March 1st, 2007 | News & Updates

Some loans were showing up multiple times in lender portfolios. A fix was put in to remove the incorrect ones. Thanks to everyone who emailed in about this problem. (Check your portfolios it should be fixed now)

Archives for March, 2007