This update takes care of a lot of loose ends from the previous release as well as a long awaited ROI update. Once again, thank you for all your feedback.

Lenders in some cases will notice a significant drop in their estimated ROI. This is because of several tweaks made to the ROI calculation including:

• Repurchased loans have been split into 2 categories: Repurchased and Defaulted (Repurchased). If a repurchased loan was repurchased for $0 it will now be reflected as a default. List of recategorized loans can be found here. (jazzpianist, Paul S.)
• Actual default sale prices are now used for calculating defaulted loans. Projected default sale prices will be based on historic sales and the percentages used can be found in the table at the bottom of the FAQ. (This table is updated nightly)
• Properly calculated the loan age for 4+ month lates, defaults and paid loans. (NewHorizon, bamalucky)

Notable bug fixes:

• Fixed a bug where lenders in a watch list sometimes disappeared after a data update. (ccarucci, Chocell)
• Fixed a bug on the lender analysis page where the extended credit data was not working correctly. (SpiritHelper)
• Fixed a bug where keyword searches were not finding every result. (Ken L.)

We are aware of the watch list problems and we are working to correct the problem as soon as possible. Thanks to everyone who reported the issue to us. If you notice any other problems, please email us at . Try to be as specific as possible in describing the bug you are seeing.

This update took a little longer than usual because it contains a significant amount of changes. Sorry about keeping you waiting :-) If you notice any bugs, shoot an email to . We’re still going through all the feedback that’s accumulated, so give us some time to get back to you.

The update is broken up into two parts: account and non-account related features.

Account functionality:

• Added filtering by extended credit data to the following pages: Lender Profile, Historical Performance, Total Loans Funded, Listing Profile, Active Listings.
• Added Lender Watch Lists which allow you to create, aggregate, and track a customized group of lenders. You can see the aggregate results as a Watch List Profile, which work like the Lender/Group Profiles.
• Create custom profiles and run them against different lenders using the lender analysis tool: LendingStats_dot_com Profile.
• The Loan History page allows you to see the payment history of a particular loan.

Non-account functionality:

• Updated the Listing Picker page. You can now customize and see exactly how the Consensus rating is generated.
• Added a Bidding Activity page where you can see the bidding activity on Prosper by month and by day.
• Added a new chart section to Lender Profiles. You can now see a detailed breakdown of your lender portfolio by Loans Funded, Bidding Activity and Loan Map.
• Switched the late rate calculation from Penncro to FirstSource. You will notice a small drop in ROI if you have a significant amount of lates since FirstSource recovery rates are currently lower.
• Updated the way lender/group rank is calculated. They will now be based on the estimated portfolio size. The top lender/group lists on the home page have been updated as well. (NewHorizon)
• Added a shortcut to the top right search field that allows you to go to a listing page directly. Just type in the listing number.
• You can now filter lender and group lists by 12 and 18 month loan ages. (Johan)